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Know more about a company—and the people behind it—before you take the risk. Business background checks help lenders, vendors, suppliers, and other secured parties identify potential risks before extending credit, entering into a contract, or establishing an important commercial relationship.
Capital Desk provides business background checks that give you greater visibility into prospective borrowers, customers, and counterparties, helping you uncover information that may affect your decision to do business with them.
Business background checks are designed for lenders, vendors, suppliers, manufacturers, distributors, landlords, service providers, and other companies that need to evaluate a business before taking financial or commercial exposure.
Use a business background check before funding a loan, extending payment terms, onboarding a significant customer, entering into a commercial contract, establishing a long-term relationship, or whenever you need greater confidence in the company and people on the other side of a transaction.
Business background checks help you look beyond the company name and better understand who you’re actually doing business with.
Review available information about the business, its principals, public records, litigation, liens, judgments, bankruptcies, and other relevant information to help identify potential red flags before committing capital, inventory, services, or other resources.
A background check should help you answer more than whether a company exists—it should help you understand the potential risks of doing business with it.
Capital Desk helps businesses access relevant background information in the context of the commercial relationship you’re evaluating. Whether you’re underwriting a borrower, extending terms to a customer, or evaluating another counterparty, we help you get the information you need to make a more informed decision.
We serve clients nationwide, and have delivered capital to 48 States, Puerto Rico, and Canada.
Since September, 2023, we’ve deployed $150M+ to clients across an array of industries.
A business background check is a due diligence tool used to gather information about a company and, where applicable, the people behind it. It can help identify information that may be relevant before extending credit, entering into a contract, or establishing a commercial relationship.
Business background checks can be used by lenders, vendors, suppliers, manufacturers, distributors, landlords, service providers, and other businesses that need to evaluate another company before taking financial or commercial exposure.
Available information varies depending on the scope of the search, but a business background check may identify business records, ownership information, litigation, liens, judgments, bankruptcies, and other public-record information relevant to evaluating a company or its principals.
A business background check can be useful before lending money, extending payment terms, entering into a significant contract, onboarding a new customer, establishing a vendor relationship, or otherwise taking meaningful financial or commercial exposure to another business.
A business background check helps answer “Who am I doing business with?” by looking more broadly at the company and the people behind it. A business credit report helps answer “Should I extend credit to this company?” by focusing more specifically on its commercial credit profile, payment history, tax liens, etc.
No. Business background checks can be useful for virtually any business that needs to conduct due diligence on another company. Vendors, suppliers, landlords, service providers, and other commercial parties can use background checks to better understand who they’re dealing with before taking on financial or contractual risk.