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Know who you’re extending credit to before you take the risk. Business credit reports help lenders, vendors, suppliers, and other companies evaluate the creditworthiness of a business before lending money, extending payment terms, signing a contract, or taking on financial exposure. Capital Desk provides business credit reports that give you greater visibility into a company’s commercial credit profile, helping you identify potential risks, and make more informed decisions.
Business credit reports are designed for lenders, vendors, suppliers, manufacturers, distributors, landlords, service providers, and other companies that need to evaluate the creditworthiness of another business.
Use a business credit report before approving a loan, offering Net 30 or Net 60 terms, establishing a credit limit, shipping products before payment, signing a significant contract, or increasing your exposure to an existing customer.
Business credit reports give you another layer of information before putting your money, products, or services at risk.
Review available commercial credit history, payment behavior, outstanding obligations, and other credit information to help identify potential warning signs, evaluate creditworthiness, establish appropriate terms, and make more informed decisions about how much exposure you’re willing to accept.
A business credit report is only valuable if you can use the information to make a better decision. Capital Desk helps businesses access and understand commercial credit information in the context of the transaction you’re evaluating. Whether you’re underwriting a borrower, establishing terms for a new customer, or reviewing an existing account, we help you get the information you need to make a more informed credit decision.
We serve clients nationwide, and have delivered capital to 48 States, Puerto Rico, and Canada.
Since September, 2023, we’ve deployed $150M+ to clients across an array of industries.
A business credit report provides information about a company’s commercial credit profile and payment history. Businesses use these reports to evaluate creditworthiness before lending money, extending payment terms, or otherwise taking financial exposure to another company.
Business credit reports are used by commercial lenders, vendors, suppliers, manufacturers, distributors, wholesalers, landlords, service providers, and other businesses that need to evaluate the financial reliability of another company.
When a vendor provides products or services before receiving payment, it is effectively extending credit to the customer. A business credit report can help evaluate that risk before offering payment terms, establishing a credit limit, or increasing exposure to a customer.
Business credit reports can be useful when evaluating a new borrower or customer, establishing payment terms, determining a credit limit, reviewing a significant transaction, increasing an existing customer’s exposure, or periodically reviewing important commercial accounts.
Available information varies by company and reporting source, but business credit reports may include commercial credit history, payment experiences, outstanding obligations, public-record information, and other data relevant to evaluating commercial credit risk.
No. Business credit reports can be valuable for virtually any company taking financial risk on another business. That includes vendors extending payment terms, suppliers shipping inventory before payment, landlords entering commercial leases, and service providers performing work before being paid.