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Revenue Based Financing

Sales Based Financing

Sales Based Financing for $3M-$100M Companies

Access capital in 1-2 days with flexible repayment schedules strictly tied to sales.

revenue based financingFuel Growth with Revenue Based Financing (RBF)

Access upfront working capital based on your total gross revenue rather than your hard assets or personal credit history. This non-dilutive structure gives you the cash needed to scale operations, with a flexible repayment model that automatically syncs with your ongoing monthly performance.

Simple Revenue History Verification

Provide your recent business bank statements and gross revenue logs through our secure portal. We focus entirely on your top-line performance and historical earning consistency to verify your business model’s stability.

Clear Funding Limits and Cap Rates

Our team reviews your average monthly earnings to extend a customized funding offer with a transparent total repayment cap. You will see exactly how much capital you can access upfront and the fixed percentage of revenue allocated for repayment.

Growth Capital with Flexible Remittance

The total approved funds are wired directly into your operating business account within 24 to 48 hours. Repayments fluctuate dynamically with your business volume, automatically decreasing during slower months to protect your cash flow.

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Approval Rate

With access to 60+ lenders, we guarantee you multiple paths to close, provided you qualify.

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Capital Deployed

Since September, 2023, we’ve deployed $114M+ to clients across an array of industries.

faqEverything to know about Revenue Based Financing

Revenue-Based Financing (RBF) is a flexible funding structure where a business receives upfront working capital in exchange for a fixed percentage of its ongoing gross revenues. Unlike a traditional bank loan, there is no fixed monthly payment or rigid maturity date.

To qualify, your business generally needs strong gross profit margins, a reliable track record of monthly recurring revenue or sales, and at least 6 to 12 months of operating history. Because underwriting focuses on top-line performance, we do not require hard collateral or a pristine personal credit score.

We advance a lump sum of capital based on your historical revenue patterns and set a total repayment cap (e.g., 1.1x to 1.3x the advanced amount). You repay this balance through a small, agreed-upon percentage of your gross revenue, which is automatically collected each week or month.

testimonialsHear what clients have to say about Capital Desk.

Approval Rate, $114M+ deployed across our desk
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